Have you ever wondered if you were perhaps being a little too generous at Christmas, or whether everyone was calling you "Scrooge" behind your back? It's hard to know who you're supposed to buy for and how much to spend, so some of us overspend trying to impress everyone, and regret it when the January credit card bill comes.
We all love going on holidays. Whether your preference is for a luxurious beach-side escape or an adventure-filled getaway, taking a break from routine is always a good thing.
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